「百分百擔保特惠貸款」（SFGS100）提供貸款額高達 200 萬港元，採取劃一年利率，目前年利率為最優惠利率減2.5%（即現時實際利率2.75%）。貸款特別為過去數個月受經濟下行而收入減少的中小企而設，減輕中小企支付薪金及租金的負擔。
The Government has recently announced a special 100% Loan Guarantee (SFGS100) under the SME Financing Guarantee Scheme (SFGS) to provide further support to SMEs.
SFGS100 offers loan amount up to HK$2 million at a standard interest rate of the Prime Rate minus 2.5% per annum (i.e. the current resulting interest rate is at 2.75%). It is tailor-made for SMEs suffering from reduced income to alleviate their burden of paying employee wages and rents.
For those having financing needs and interested in SFGS100, we would like to invite you to our SFGS100 webinar, the webinar covers:
• What is SFGS100
• Who can apply
• How to calculate maximum loan amount
• What documents are needed for application
• Relief measures offered by HSBC that may help your business
HSBC is committed to standing alongside SMEs in Hong Kong during this difficult time. We have already launched measures to provide immediate liquidity relief of more than HKD30 billion for businesses of all sizes and across a wide range of sectors, and made a series of arrangements to simplify and speed up the application of SFGS100.
As a staunch supporter of the business community in Hong Kong, we are making every effort to provide prompt and flexible assistance to SMEs.
If you are interested in SFGS100, please be sure to join our webinar, and we will send you back the webinar link through email after registration.
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"
(The event will be conducted in Cantonese. Please stay tuned for English session.)