「百分百擔保特惠貸款」（SFGS100）採取劃一年利率，即年利率 2.75%（貸款期間的實際利息將以滙豐最優惠利率 -2.25% 計算）。貸款特別為過去數個月受經濟下行而收入減少的中小企而設，減輕中小企支付薪金及租金的負擔。
The Government has recently announced to raise the maximum loan amount of the special 100% Loan Guarantee Loan under the SME Financing Guarantee Scheme (SFGS100) from HK$2 million to HK$4 million, in order to provide further support to SMEs (small and medium sized enterprises).
SFGS100 offers a standard interest rate 2.75% per annum (loan is priced at HSBC Best Lending Rate -2.25% for the life of the loan). It is tailor-made for SMEs suffering from reduced income to alleviate their burden of paying employee wages and rents.
For those having financing needs and interested in SFGS100, we would like to invite you to our SFGS100 webinar, the webinar covers:
• What is SFGS100
• Who can apply
• How to calculate maximum loan amount
• What documents are needed for application
• Relief measures offered by HSBC that may help your business
• Other HSBC loan schemes
• Introduction of HSBC VisionGo
HSBC is committed to standing alongside SMEs in Hong Kong during this difficult time. We have already launched measures to provide immediate liquidity relief of more than HKD30 billion for businesses across a wide range of sectors, and made a series of arrangements to simplify and speed up the application of SFGS100.
As a staunch supporter of the business community in Hong Kong, we are making every effort to provide prompt and flexible assistance to SMEs.
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"
(The event will be conducted in Cantonese. Please stay tuned for English session.)